Madanlal Trading gives your business one dashboard to send money out — vendor payments, refunds, salaries and cash-out — over whichever rail gets there fastest.
Illustrative routing flow. Actual settlement rail is selected per transaction.
A Payout is the automated process of sending money directly from a business account to beneficiaries such as vendors, employees, gig workers, or customers.
Traditional banking requires manual entry of account details, OTP approvals, and file batch uploads. With Madanlal Trading’s automated Payout engine, your systems can transfer funds programmatically via APIs or bulk CSV dashboard uploads 24/7 without manual intervention.
| Feature | Traditional Banking | Madanlal Payouts |
|---|---|---|
| Speed | Hours / Working Days | Instant (Sub-second) |
| Cooling Period | 30 mins - 4 hours | Zero cooling period |
| Availability | Bank hours / Bank Holidays off | 24/7/365 Non-stop |
| Automation | Manual CSV & OTPs | REST API & Automation Rules |
AePS (Aadhaar Enabled Payment System) is a bank-led model which allows online interoperable financial inclusion transactions at Micro-ATM / POS through any bank’s Business Correspondent using biometric authentication.
It enables retail outlets and customer service points (CSPs) to turn into mini-banking terminals, serving customers in rural and semi-urban India with ease.
Customers withdraw cash using fingerprint authentication.
Check real-time available bank account balances.
Customer presents fingerprint via standard RD Service scanner connected to counter device.
Request is verified against linked bank biometric databases securely.
Merchant dispenses cash and receives instant credit in their dashboard ledger.
Everything you need to accept, route, manage, and disburse money across India.
Direct integrations with multiple partner banks for high-throughput automated transfers.
Send money directly to Virtual Payment Addresses (VPAs) or QR codes in seconds.
Empower ground agents with biometric cash withdrawal and mini-statement services.
Collect payments via UPI, Cards, and Netbanking before processing payouts.
Upload a single Excel or CSV file to send thousands of payouts in one click.
Clean, reliable developer documentation designed to get you live within hours.
Behind our APIs is a dedicated team of fintech engineers, banking operation managers, and support experts.
Our merchant onboarding team verifies your legal entity, business documents, and bank details swiftly to assign sandbox and live production credentials.
A technical account manager is assigned directly to your developers on a dedicated communication channel to assist during integration and testing.
Our infrastructure team continuously monitors bank gateway success rates. If a specific bank server is slow, traffic is auto-routed to healthier bank pipes.
In financial transactions, edge cases like bank server timeouts, NPCI delays, or pending statuses happen. Here is how Madanlal Trading ensures zero loss of business funds:
Our system syncs with NPCI and partner bank ledgers every few minutes. Pending payments are updated automatically without manual intervention.
If a payment fails due to wrong beneficiary details or bank failure, funds are credited back instantly to your primary payout balance.
Raise a ticket directly from the dashboard for instant investigation by our ops desk.
Trigger payouts programmatically from your web or mobile app using standard HTTP POST requests.
Get API Keys →
curl -X POST https://api.madanlaltrading.com/v1/payouts \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"amount": 2500.00,
"currency": "INR",
"mode": "UPI",
"vpa": "vendor@upi",
"reference_id": "ORD_994821",
"narration": "Vendor Settlement"
}'
We prioritize data protection, encryption, and banking security protocols.
All API calls and payload transmissions are encrypted end-to-end using TLS 1.3 standards.
Role-based dashboard permissions and multi-factor authentication (2FA) for balance transfers.
AI-driven transaction velocity checks to prevent duplicate or unauthorized payouts.
Common questions about payouts, AePS services, and account onboarding.
Madanlal Trading’s automated routing engine processes IMPS and UPI payouts in sub-second speed (< 2 seconds). NEFT transfers are processed according to bank batch cycles.
Retail counter owners need a valid registered merchant account, an Android device or PC, and a biometric fingerprint scanner (Mantra, Morpho, Startek, etc.) with installed RD service.
Haan! UPI aur IMPS rails 24 hours, 365 days kaam karte hain, including Sundays aur Bank Holidays.
Hamari automatic bank reconciliation engine har few minutes me status sync karti hai. Jaise hi bank se response milta hai, status SUCCESS ya FAILED update ho jata hai. Agar fail hota hai toh funds instant wallet me refund ho jate hain.
Business registration proof (GST/MSME/PAN), Director/Proprietor KYC documents, and an active business bank account for settlement verification.
Contact our Udaipur team today for custom pricing, API sandbox access, and live walkthroughs.
Get in touch →